Farm Coverage is available for all of your different types of farm structures. From the dwelling you live in, including your contents and personal property, to your barns and other farm outbuildings. The farm policy recognizes that many people not only work on their farm, but live there. Therefore, in addition to covering the farm operation, the policy can be tailored to handle the needed protection for a homeowner or family who also lives on a farm. The farm insurance policies are custom designed to meet the insurance needs of today's farm owners. Whether you operate your farm as an individual, partnership, or a corporation, we can tailor make the necessary insurance protection.
Machinery Coverage
- Broad form or named perils coverage
- Optional replacement cost
- Increased reconstruction costs due to bylaws
Produce Coverage
- Seed, fertilizers, herbicides, pesticides and commercial feed, refrigerated product
Livestock Coverage
- Standard or broad form coverages available for cattle, swine, poultry and horse
Loss of Income Coverage
- Ongoing and extra expenses after a loss
Public Legal Liability
- Corporate & family farm operations
- Environmental pollution coverage
- Extensions for custom work
Thus Farm Insurance policy will insure you against farm liability up to the stated limits of the policy. When a person is injured or someone else's property is damaged as a result of your farm activities we will, subject to the exclusions in the policy, settle claims for which you are legally liable.
Check this guide for information on the benefits of these Farm Insurance Plans for you!