Zurich Insurance Business has a long history of helping small businesses by providing insurance protection tailored to meet the unique needs of a variety of businesses.
These programs utilize our signature Precision Policy, which provides a comprehensive, customized coverage portfolio of property, liability, commercial auto, umbrella and, in many states, workers compensation. All of our small commercial products are available on our website, which allows agents to quote, issue and endorse policies, generate proposals, set up billing plans and report claims online.

Zurich Insurance Business has a comprehensive product portfolio providing property, liability, commercial auto and umbrella coverage and in some states, worker’s compensation – tailored to the unique needs of your small business customers.

Retail Program
Businesses primarily engaged in the retail trade of products. Up to 25% of the enterprises' receipts may be derived from the installation, servicing and repair of these products.

Wholesale Program
Businesses engaged in the wholesale trade of goods are eligible for this program. Receipts for service or installation may not exceed 25% of the firm's total receipts.

Service Program
Businesses primarily engaged in service trades are eligible for this program.

Office Program
Office buildings and personal property contained in office buildings are eligible for this program.

Manufacturing Program
Businesses primarily engaged in the manufacturing of electrical equipment and metal goods.

Institutional Program
Businesses engaged in religious, educational, social service and cultural services. Our products are among the best in the industry. In order to stay ahead of competition, we look to our agents for suggestions and ways to improve. Based on agent feedback, we simplified our products and made them easier for you.